SGI announces new insurance options for motorcyclists

Motorcycle riders in Saskatchewan are gearing up to receive new insurance options from SGI.

Changes come 2 years after proposed changes sparked anger among riders

The Government of Saskatchewan is preparing to announce changes to insurance for motorcycle riders. In 2013, many riders were upset about proposed changes. (CBC)

The Government of Saskatchewan has announced increased insurance options for motorcycle riders in the province.

Don McMorris, the minister responsible for SGI, speaks at a news conference announcing the new insurance option for motorcycle riders. (Dann McKenzie/CBC)

Don McMorris, the minister responsible for SGI, said that a new third option will cater to riders who feel they require fewer benefits in the event of a collision. This third option will come at a lower cost and McMorris estimated it could save riders 20-30 per cent on their premium.

In 2016, riders will have access to the following packages:

  • Full package of no-fault injury benefits
  • Tort coverage of limited benefit levels, but the ability to sue for additional losses
  • Reduced package of no-fault injury benefits, which provides same level of benefits as Tort option without ability to sue

McMorris cautioned that those who choose to accept the reduced package should not take the decision lightly.

"If you own a motorcycle, I urge you to give this very serious consideration to ensure you have the right coverage to meet your individual needs, as well as those of your family, in the event of an injury," McMorris said in a news release.

Insurance rates are dependent on the make and model of motorcycle as well as previous history of claims.

In 2013, the Crown corporation announced changes to motorcycle rules and received much negative feedback.

Those amendments included banning half-helmets, implementing licence restrictions for new riders and proposed rate hikes.

SGI said that further developments could arrive through the summer and into the fall as legislation for the additional motorcycle injury option is anticipated to be introduced.


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