Man fights for compensation after fire destroys truck
A Fredericton lawyer is warning drivers to make sure their repair shop has insurance
When Ian Donovan of Fredericton dropped his pickup truck off at a local garage he had no idea that he would end up paying to replace it.
The Dodge Ram was destroyed in a fire at Top Choice Automotive in Hanwell in February.
Since then he has been fighting for compensation from the garage.
"I never got a sorry, I never got, 'Okay it's my fault, I had no insurance so I'll meet you half-way,' just nothing." Donovan said.
Donovan had the minimum auto insurance coverage required by law, but says he wasn't insured for fire and theft on his truck and therefore his insurance company won't reimburse him for the damage.
A spokesperson for the Insurance Brokers of New Brunswick told CBC News that if the garage isn't insured for fire damage then the company isn't responsible to pay either.
Top Choice Automotive is open and running after February's fire however the company has refused to comment.
Donovan is considering taking the matter to court, something lawyer Matthew Pearn says could be expensive.
"His challenge would be to prove that the garage is at fault if he wants to collect from them the value of his vehicle at the time of the fire," Pearn said.
In the meantime, Pearn and Donovan have advice for consumers.
"It's important when you choose to have your vehicle serviced by any business to choose wisely," Pearn said. "Business should carry reasonable coverage."
Donovan says if there is any value in your vehicle, you should pay the extra premium for fire and theft insurance.