Two years ago, the NDP government brought in a mechanism to protect Alberta drivers from paying too much for their auto insurance:The five per cent cap on premiums but it didn't work. Rates have been steadily going up,even for drivers with clean records. Now that the UCP have let the cap expire, industry experts say things could ease up. To explain,we're joined by Justin Thouin. He's the president and CEO of the comparison site - lowest rates dot c-a.