by Paul Jay, CBCNews.ca

There's another phishing e-mail making the rounds, this one targeting Bank of Montreal customers with a tempting offer to catch an internet scammer in the act.

The e-mail, passed along to us by some colleagues, notifies the reader of what it claims are unsuccessful attempts to log onto their online banking account. It then makes its fateful proposal:

If you remember trying to access Online Banking on the above date and time, please select "That was me." If you do not remember trying to access Online Banking on the above date and time, please select "That was NOT me."

It is, as one might suspect, a lose-lose proposition. We haven't seen a formal security alert on the e-mails yet, so there are no details about what happens to those who do click on the message, but BMO has confirmed that it the e-mail is a scam.

As a public service, we feel we should reiterate: Banks never e-mail you asking for information about your account.

TD bank was the target of a similar scam this past summer, which we wrote about here. And for BMO's guide to avoiding phishing scams, click here. It's a safe link, we promise.