Gary Kubiak isn't ready to say who his starting quarterback is for the playoffs. He's just knows it's a nice problem to have.

Peyton Manning or Brock Osweiler.

The Broncos (12-4) secured the AFC's top seed when Manning replaced Osweiler on Sunday and led Denver to a 27-20 win over San Diego.

Kubiak said he'll evaluate the health and play of his quarterbacks over the next few days before making up his mind.

And Kubiak said he's embracing his quarterback quandary: "I would say it's enjoyable because of where we're at."

That would be the playoffs.

Kubiak said Denver's opponent — Chiefs, Texans or Steelers — won't factor into his QB decision, either.