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Insurance fraud: Where have you seen it?

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Toronto-area beauty spas are offering esthetic treatments that are paid for through health insurance fraud, a CBC News investigation has found.

Customers, spa owners and registered massage therapists are participating in the schemes, which allow clients to receive treatments not covered by supplemental health insurance but claim them as legitimate treatments such as massage.

At one downtown Toronto spa, a $500 package for esthetic services could be claimed as a series of massage treatments.

"If you have insurance, if you pay $500, we put it in registered massage therapy. Your insurance company can pay for that," a spa manager revealed on hidden camera.

In exchange for the uninsured treatment, the manager offered six receipts for massage, five predated and one postdated. A registered massage therapist, who did not meet with the client, had signed them.

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Insurance fraud: Have you ever been offered a product or service that a provider suggested could be falsely covered under your medical insurance? Comment or take our poll.

(This poll is not scientific. It is based on readers' votes.)

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