Christmas Eve means the beginning of adjusted holiday hours for many businesses and institutions in Thunder Bay.

Banks will close early Christmas Eve and remain closed until Friday. Scotiabank, RBC, TD, HSBC and CIBC were expected to close at 3 p.m. on Dec. 24, while TD was expected to close at 4 p.m.  All banks will remain closed Dec. 25-26.

Beer Stores and LCBOs are expected to close at 6 p.m. on Dec. 24 and remain closed until Dec. 27.

Service Ontario Locations will also be shut down Christmas Day and Boxing Day.

Canada Post delivers mail Christmas Eve, but not Christmas Day or Boxing Day.

Finally, municipal offices won't re-open until Jan. 2.

Thunder Bay Transit will run on Sunday/Holiday schedules from Dec. 25-26.