A Thunder Bay mother who opened her home to flood victims is now displaced herself — and she's running out of options.

The walls of Jessica Sharpe's East End home are shifting and cracking and there are depressions in her floor.

But because sewage never flooded the house — as it did many houses when flood waters overtook the city on May 29 — her insurance won't cover the damage.

"It's devastating not having a house to live in," Sharpe said. "It's scary because you don't know if it's safe enough to stay in."

When the flood hit a couple of months ago, Sharpe let neighbours whose homes had flooded use her kitchen.

Now she and her family need support.

"It's very humbling ... you feel ashamed when you have to ask," she said.

But she hasn't been able to find help. Sharpe was turned down for a loan, and the District Social Services Administration Board said it has no more money to offer.

Sharpe had been overwhelmed by community members offering food and clothing donations but, as for finding a solution to her listing home, she is frustrated.

"If anyone knows of how to just stop the house from sinking and put it back to where it was," she said. "But [people] are not able to offer that kind of support."

Sharpe and her 17-month-old son are staying with her husband's parents. She said all she can do is wait and hope for funding from another agency — Ontario Aboriginal Housing.

"Worst case scenario, if we can't get any help, we're going to have to declare bankruptcy and lose our house, lose our van," Sharpe said. "It'll mean losing everything. It'll be total destruction."