Half of Canadian post-secondary students expect their money will run out before the end of the coming school year, according to a new survey on student finances.

An Ipsos Reid poll commissioned by RBC also found that about one-third of respondents were worried that their spending money would be gone by Christmas.

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How can you manage your spending? What financing alternatives exist for post-secondary students?

Watch a conversation between Katherine Giroux-Bougard, chair of the Canadian Federation of Students, Suzanne Tyson, president of Studentawards Inc., and CBC Your Voice in a replay of a live chat on managing student debt and financing.