The P.E.I. government is considering some significant increases in some auto insurance accident benefits.

The province currently has the lowest payouts in the country for rehab and other medical costs not covered by Medicare, with a maximum of $25,000 and $140 a week in wage replacements.

P.E.I. has some catching up to do with health-related insurance payouts, says superintendent of insurance Robert Bradley. (Laura Chapin/CBC)

Robert Bradley, P.E.I.'s superintendent of insurance, said other provinces have moved beyond what the Island is offering.

"Since Nova Scotia has made their changes and New Brunswick has made their changes a number of years ago we thought maybe it was time for us to look at ours, to bring them up to a higher level," said Bradley.

P.E.I. is considering doubling the maximum payout to $50,000 with $250 a week in wage replacements.

Fred Hyndman, a broker in Charlottetown, estimates drivers will have to pay an extra $25 a year on premiums to cover the increase, and believes that will upset many Islanders.

"When the present limits were first made mandatory, there was a tremendous pushback at that time," said Hyndman.

"People said I don't want it. I don't need it. I have other insurance."

There was pushback when payout maximums were introduced, says insurance broker Fred Hyndman. (Laura Chapin/CBC)

While some Islanders are already covered under group insurance plans at work or their own private plan, just how many are not covered is difficult to determine. The provincial pharmacy estimates only 40 per cent of Islanders have private drug coverage.

For mobile device users: Would you be willing to pay higher auto insurance premiums in return for an increase in health-related payouts?