Recent bouts of extreme weather in Ontario has cost millions of dollars in damages this summer, according to the Insurance Bureau of Canada.

Fire and theft used to be the most common claims, according to Pete Karageorgos, a consumer and industry relations manager at the Insurance Bureau of Canada.

“The majority of events back then were fires and theft and nowadays we as an industry are seeing the majority of the claims payouts are related to severe weather and water damage,” Karageorgos said.

The bureau said insurance companies have already processed claims for hundreds of millions of dollars in damage in Ontario over the past few months.

Damage from wind, hail, falling trees, and water blowing into a building are things that are typically covered, but flooding is not.

“We have situations where there are sewer backups occurring in areas, hail damage to vehicles and property, and so it is a challenging situation for everyone.” he said.