CAA Manitoba doesn't think drivers should have to pay for the terrible road conditions this past winter.

Manitoba Public Insurance (MPI) is going to the Public Utilities Board to seek a 3.4 per cent increase in insurance rates.

It blames a record number of collisions this winter. But CAA Manitoba CEO Mike Mager said the city is partially responsible.

"The conditions on the streets were absolutely atrocious in terms of snow clearing," he said.

"The roads were not properly cleared and as a result, you had very big ruts that were built up and then in the cold the ruts hardened."

Mager said he often found himself being jostled around by ruts and ending up sideways sometimes, even with snow tires and reduced speeds.

"I literally went sideways a couple of times and I thought for sure I was going to have an accident," he said.

"So it's a little bothersome that that results in us having to pay higher premiums for insurance when the question is, "would it have been more efficient to clear the streets?"

Mager said he's not asking the city to pay MPI for the increased crashes, but he doesn't think drivers should be so harshly punished by the rate increase.

He wants the PUB to consider how much of a factor road conditions were before allowing MPI to charge drivers more.