Manuel Couto called 911 after he saw the flames 0:40

Everyone is accounted for after an early morning fire destroyed a central Hamilton home.

Emergency crews were called to a home on Ray St. near York Boulevard just after 5 a.m.

Hamilton Fire trucks responded to the call and found a "heavy" fire at the home, said Claudio Mostacci, Public Information Officer for the Hamilton Fire Department.

He said crews entered the home and began a search and rescue but had to stop when the roof began to cave in. One firefighter ended up with minor injuries battling the flames, officials say.

Fire officials originally reported one tenant was missing, but that person has since been accounted for.

"Eventually, the police were able to locate the other individuals," Mostacci said. "They weren't home at the time of the fire."

The fire caused substantial damage to the building and the vehicles out front to the tune of about $370,000, officials say.

The Fire Marshal's Office has been called. Mostacci said he expects firefighters to continue to be at the home for most of the rest of the morning.

Ray St. from Barton Street to York Boulevard has been closed except to emergency vehicles.

Manuel Couto lives just a couple houses down from the fire. He called 911 after he saw the glow of the flames from inside his home around 5 a.m.

"I opened up the front door and saw the veranda on fire ... I just called 911 and called the neighbour who lives upstairs," Couto told CBC Hamilton. "It started down at the bottom here — I don't know if it was from the satellite."

"It just kept climbing up the veranda, and that was it. Next thing you know, the whole roof is gone."

The photo on this page was taken by neighbour Lennox Toppin while the fire was burning strong. He says he awoke early Wednesday morning to what he thought was the sound of construction. He checked his window facing the backyard and saw a "whole bunch of firemen."

Toppin said he doesn't know the people who lived in the home but said "I'm looking at it now and there's a big hole in the roof."