New credit card phishing scam hits Canada

Canadians are being warned about a new credit card phishing scam that targets people in the early morning when they are sleepy and potentially vulnerable.

Early morning call tricks victims into revealing credit card info

The Canadian Anti-Fraud Centre says the scam begins with a phone call early in the morning between 5 a.m. and 7:30 a.m. (Ryan Remiorz/Canadian Press)

A new twist on credit card phishing scams has emerged in Canada that targets people early in the morning when they are sleepy and potentially vulnerable, according to the federal government's Canadian Anti-Fraud Centre.

Daniel Williams, a senior call-taker from the anti-fraud centre, says the scam begins with a phone call between 5 a.m. and 7:30 a.m.

The caller claims to be from the victims' bank and says a credit card was used without authorization the previous evening.

Williams says because of the early hour, the victim will often volunteer information.

"The consumer lets them know who they bank with, then the suspects will read out the first few digits of the credit card which is standard for that bank, that credit card," he said.

Williams says the scammers then ask the victim for the next eight digits to confirm their identity.

Once the scammers have the complete card number, they immediately use the information to make purchases on the account.

Williams says the phishing scam is quite successful, and that anyone who has been victimized should contact the police.

Comments

To encourage thoughtful and respectful conversations, first and last names will appear with each submission to CBC/Radio-Canada's online communities (except in children and youth-oriented communities). Pseudonyms will no longer be permitted.

By submitting a comment, you accept that CBC has the right to reproduce and publish that comment in whole or in part, in any manner CBC chooses. Please note that CBC does not endorse the opinions expressed in comments. Comments on this story are moderated according to our Submission Guidelines. Comments are welcome while open. We reserve the right to close comments at any time.