Collection agency hounds debt-free B.C. residents
Nearly 900 B.C. complaints lodged against U.S.-based iQor
CBC News
Posted: Nov 1, 2012 6:26 AM PT
Last Updated: Nov 1, 2012 9:06 PM PT
Related
Nearly 900 complaints have been filed with the B.C. Consumer Protection Branch over the last five years against a U.S.-based debt collection company, CBC News has learned.
The complaints against iQor Inc. claim the company hounded people with incessant, intimidating and often unwarranted calls.
“It’s very stressful,” said Christina Wensley, of Maple Ridge, who said she tried to ignore a seemingly endless string of calls from iQor.
Wensley said the calls were always a recorded message, leaving a phone number and saying, “It's really important you call us back.”
Wensley said knew she didn't owe anyone money, but the constant intrusions on her family life, with nearly daily calls for month, took a toll.
“When your phone rings and you know it’s them, it’s just a sinking feeling,” Wensley said.
The Consumers Association of Canada says iQor is playing dirty.
[It’s] blatantly offensive for the iQor people to behave in that manner. It's also illegal to call anyone about a debt that isn't directly theirs,” said association president Bruce Cran.
In a statement to CBC, iQor said it’s working to fix the problem.
"iQor takes seriously any call placed to a wrong number and regrets the inconvenience caused to any consumer,” the statement said, adding that the company “has developed statistical models to identify likely wrong numbers."
Mistakes are common
Credit counsellors say that because thousands of British Columbians share a surname, mistakes are common.
“We see a ‘P. Singh’ in the phone book and [debt collectors] automatically assume that must be the individual,” said Scott Hannah, of the Credit Counselling Society of B.C.
Credit counsellor Scott Hannah says debt collectors are required to double check their information if they're told they have the wrong person. (CBC)“While time is taken to verify who the individual is, at times they’ve got the wrong person."
Hannah said that anyone who is hounded for a debt that isn’t theirs should call the collection agents back right away and tell them.
“Tell them, ‘You've got the wrong party. Do not contact me again.’ It forces that collection agency to say, ‘Well, maybe we do have the wrong person,’” said Hannah.
Wensley eventually did approach the agency with that message and the calls have stopped.
Experts say that legally, it’s up to the collection agency to prove someone owes money, not the other way around. If they don't have proof, they're supposed to stop calling.
With files from the CBC's Natalie ClancyShare Tools
Latest British Columbia News Headlines
- Teen's death sparks call for social services information
- The Alberta government wants to see changes on how provinces share information about children under the protection of social services. more »
- Christy Clark thanks Liberal MLAs in Vancouver
- B.C. Premier Christy Clark thanked her newly elected and re-elected MLAs in Vancouver on Thursday, who gathered for the first time following the Liberals' surprise victory in last week's provincial election. more »
- Pickup truck backs up over mother, 2 children in tent
- A 20-year-old woman has been arrested for allegedly backing her pickup truck over a mother and two children who were sleeping in a tent at a campsite in northeastern B.C. more »
- Fever medicine for infants, children under recall
- Quality concerns with a Chinese producer of acetaminophen have prompted a recall of four fever medications meant for infants and children. more »
Must Watch
Top News Headlines
- Toronto mayor fired chief of staff for telling him to 'go away and get help'
- CBC News has learned the details of what precipitated the firing of Mark Towhey as Toronto Mayor Rob Ford's chief of staff — and it was advice from Towhey that Ford needs to 'get help.' more »
- Federal Court won't remove MPs over robocall allegations
- The Federal Court says it won't throw six MPs out of their seats over allegations of widespread vote suppression through automated robocalls in the 2011 federal election. But Judge Richard Mosley did find that fraud occurred in the election. more »
- Alleged Ford crack video seller not responding to calls
- The journalist who broke the story alleging Toronto Mayor Rob Ford was recorded on video smoking crack cocaine says he may never be able to get his hands on the evidence. more »
- 3 injured in Washington state bridge collapse
- A Washington state bridge over a river collapsed Thursday evening, dumping two vehicles into the water and sparking a rescue effort by boats and divers who searched the chilly waterway north of Seattle. more »
- Bridge collapse on Washington interstate drops cars into water
- Pickup truck backs up over mother, 2 children in tent
- Vancouver man abandons Porsche on B.C. ferry
- Teen's death sparks call for social services information
- B.C. teen saves pet dog in 'terrifying' cougar attack
- Men found dead in B.C. lake wore oversized life-jackets
- Christy Clark thanks Liberal MLAs in Vancouver
- 750 homes sliding away in Quesnel, B.C.
- Johnsons Landing homes must be abandoned, says report

